Senior Commercial Credit Analyst
Company: GPAC
Location: Oklahoma City
Posted on: May 4, 2024
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Job Description:
Commercial Credit Analyst Qualifications: POSITION SUMMARY: -
The Commercial Credit Analyst will support the lenders in
underwriting requests for credit extensions to new and existing
commercial clients. They will perform detailed financial analysis
for all lending opportunities, prepare credit approval and
modification requests for presentation to Loan Committee by the
lenders, perform annual credit reviews as needed, ensure compliance
with the Bank's credit policies and procedures, ensure the timely
collection and spreading of interim and annual financial statements
provided by clients, and update financial information to maintain
current reporting.
Analyzes data (i.e. financial statements, agency reports) on
prospective and active borrowing accounts and prepares written
reports evaluating the short and long-term prospects of the
individual or company.
Makes recommendations to Loan Officers on the granting or denying
of loans and prepares sufficient information (i.e. loan
submissions) to document recommendations.
Identify and interpret trends in financial data. Interpret key
financial ratios (e.g. cash flow to debt service, debt-to-equity,
etc.)
Provides thorough documentation of all financial analysis with via
spreadsheets and written credit offering memorandums.
Suggests a loan grade after conducting a thorough credit analysis
and documentation review.
Must have 5 years experience in a bank as a Credit Analyst.
All qualified applicants will receive consideration without regard
to race, age, color, sex (including pregnancy), religion, national
origin, disability, sexual orientation, gender identity, marital
status, military status, genetic information, or any other status
protected by applicable laws or regulations.
GPAC (Growing People and Companies) is an award-winning search firm
specializing in placing quality professionals within multiple
industries across the United States since 1990.
Keywords: GPAC, Edmond , Senior Commercial Credit Analyst, Professions , Oklahoma City, Oklahoma
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